EXECUTIVE EDUCATION

Fintech Opportunities: Taking a Strategic Approach

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Course Dates
STARTS ON

10 December 2020

Course Duration

DURATION

8 weeks, online
5–7 hours per week

Course Duration

PROGRAMME FEE

£1,280

Course Information Flexible payment available

Why enrol in the Fintech Opportunities programme?

Financial technology, also known as fintech, is rapidly transforming global financial services. Understanding market drivers, challenges, trends, and key players is essential for all aspects of operational strategy. This eight-week, online programme from Imperial College Business School is designed to give you a foundation in fintech and its components. As a participant you will:

  • Learn about fintech components like digital finance channels, blockchain and cryptocurrency, machine learning and artificial intelligence
  • Draw on insights from Imperial College Business School faculty, industry leaders, case studies, and your peers
  • Gain the skills necessary to adopt fintech functionality and technologies in a way that builds efficiency and promotes the success of your strategic initiatives
  • Earn a verified Digital Certificate from Imperial College Business School Executive Education on successful completion of the programme

93%

In 2019, 93% of small to mid-size enterprises reported that they would prefer to find a technological solution where possible, and 89% were willing to share data with fintech companies.

Source: EY Global FinTechAdoption Index 2019

20% ROI

A large majority of global banks, insurers, and investment managers are planning to partner with financial technology companies over the next three to five years, and expect a 20% average return on investment on their innovation projects.

Source: Mordor Intelligence Global Fintech Market: Growth, Trends, and Forecast (2020-2025)

64%

In 2019, 64% of consumers used two or more fintech services or platforms, and that number is expected to keep growing.

Source: EYGlobal FinTech Adoption Index 2019

Who is this programme for?

This programme's diverse cohort will include participants from a breadth of countries, industries, and job functions, deepening your understanding of global fintech challenges and opportunities. Fintech is an essential topic for professionals including:

  • Finance professionals looking to gain insights on technologies that are changing banking and finance, and on disruptions taking place in financial services
  • CXOs and senior management of fintech startups looking to critically assess the future of the financial services industry through exploration of real-world problems
  • Consultants who provide fintech services to clients and want to stay updated on trends to create cutting-edge solutions based on disruptions in the space
  • Risk compliance and regulatory professionals seeking to improve their professional knowledge of fintech and its regulatory frameworks

Programme highlights

As a participant, you will learn about the fintech landscape, including its opportunities and shortcomings. This will allow you to identify the inefficiencies fintech is targeting, and how you can develop a plan for fintech integration within your organisation. You will walk away with actionable insights and a solid strategy to move your organisation forward.

  • Identify existing functions within banks to uncover potential inefficiencies
  • Compare and contrast how standard versus digital banks perform given functions in your country
  • Determine the best tactics to attract new customers for loans, and identify the holes in the way customers are currently found
  • Consider which functions would be better utilised with machine learning or artificial intelligence
  • Understand the limitations of ML and AI, and how to use them to analyse results and determine risk factors
  • Apply the concepts and applications of ML and AI to real-world scenarios
  • Determine situations that should utilise cryptocurrency versus digital fiat currency
  • Sort risks according to whether they apply to fintech or regular financial institutions
  • Predict which functionalities will remain in banks or switch to an outside entity
  • Develop a plan for integration of fintech within a financial organisation

Modules

As a participant in this programme, you will learn to understand and master the technologies that are driving fintech, and develop your own strategy and put them to work in your business.

Week 1:

Orientation

Get an overview of what is driving fintech development and the implications for financial organisations.

Week 2:

Digital Transformation and Financial Services

Learn about the strengths and inefficiencies of the current banking landscape as well as the evolution of financial technologies within financial services.

Week 3:

Personal Banking

Explore the switch from digital banking to smart banking, and how banks are offering products and services based on individual customer needs.

Week 4:

Lending Markets

Examine the requirements, processes, challenges, and opportunities within lending markets, particularly the growing increase for credit among individuals and institutions. Plus, discover how fintech can be used to make lending more digital.

Week 5:

Applications of Machine Learning in Fintech, Risk Management and Credit Scoring

Focus on how machine learning and artificial intelligence can be integrated within the current financial landscape and used to improve various functions, such as the prediction of default and risk. Also, identify the limitations and opportunities for ML and AI integration in the realms of health insurance, credit cards, and auto insurance.

Week 6:

Digital Distributed Ledger: Blockchain and Cryptocurrencies

Delving into the function and application of blockchain technology in the financial landscape, assess which situations would benefit from private vs. public blockchain, cryptocurrency vs. digital fiat currency, and blockchain vs. distributed ledger technology.

Week 7:

Regulations

Focus on what laws already exist within fintech and how they differ across countries. Plus, examine the risks of adopting fintech and explore data governance and privacy concerns.

Week 8:

Fintech Capstone Project

Develop a plan for integrating fintech within your organisation.

Week 1:

Orientation

Get an overview of what is driving fintech development and the implications for financial organisations.

Week 5:

Applications of Machine Learning in Fintech, Risk Management and Credit Scoring

Focus on how machine learning and artificial intelligence can be integrated within the current financial landscape and used to improve various functions, such as the prediction of default and risk. Also, identify the limitations and opportunities for ML and AI integration in the realms of health insurance, credit cards, and auto insurance.

Week 2:

Digital Transformation and Financial Services

Learn about the strengths and inefficiencies of the current banking landscape as well as the evolution of financial technologies within financial services.

Week 6:

Digital Distributed Ledger: Blockchain and Cryptocurrencies

Delving into the function and application of blockchain technology in the financial landscape, assess which situations would benefit from private vs. public blockchain, cryptocurrency vs. digital fiat currency, and blockchain vs. distributed ledger technology.

Week 3:

Personal Banking

Explore the switch from digital banking to smart banking, and how banks are offering products and services based on individual customer needs.

Week 7:

Regulations

Focus on what laws already exist within fintech and how they differ across countries. Plus, examine the risks of adopting fintech and explore data governance and privacy concerns.

Week 4:

Lending Markets

Examine the requirements, processes, challenges, and opportunities within lending markets, particularly the growing increase for credit among individuals and institutions. Plus, discover how fintech can be used to make lending more digital.

Week 8:

Fintech Capstone Project

Develop a plan for integrating fintech within your organisation.

For more information on the modules download the brochure.

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Faculty

Rajkamal Iyer Faculty

Rajkamal Iyer

Associate professor of finance at Imperial College London

Rajkamal is an associate professor of finance at Imperial College London and a former professor of finance at the MIT Sloan School of Management. His research centers on the area of banking and financial intermediation, particularly on understanding the role of banks in society. Currently, he is focused on fintech and how it can reshape the intermediation landscape and improve access to credit. Raj also holds a research advisory role at the Bundesbank. His work has been published in leading academic journals, and several central banks have drawn on his expertise for policymaking. He holds a BA and an MA in economics from Bombay University, an MSc in economics and finance from the London School of Economics, and a PhD in finance from INSEAD.

Programme contributor

Vic Arulchandran

R&D and product development

Vic focuses on R&D and product development at Nivaura, a fintech startup that provides solutions for automating primary capital markets transactions. His other interests include product development, leadership coaching, and first-order logic. He holds a BSc and a PhD (both in mathematics) from Brunel University and has consulted extensively on quantitative analytics.

Certificate

Certificate

Upon completion of the programme, participants will be awarded a verified Digital Certificate by Imperial College Business School Executive Education.

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Flexible payment options available. Click here to learn more.